Welcome

We leverage our access to insurance market information and invest significant resources in modeling clients’ risks to provide sound decision support. Lucht Insurance Service uses current, relevant, in-depth information – the same data underwriters use, to keep pricing in check and under control, and to optimize insurance program design.

The Business Owners Policy (BOP) is a combination of business property and liability protection specifically designed to meet the insurance needs of small and mid-size businesses. We can help you fine-tune your BOP with the options that make sense for your line of business. 

While you do all you can to ensure that your fleet is properly maintained and that your employees arrive at their destinations safely and on time, unexpected weather events or road conditions, not to mention other drivers, can quickly turn routine trips into journeys that change the course of your business. 

We provide the reach, resources, expertise, advocacy and value. As your advisor and advocate, we work closely with you to identify and reduce your overall cost of risk.

The impact and publicity of major breaches has driven boards of directors to significantly increase budgets for cybersecurity programs across most companies. Though some companies have implemented increased measures, the reality is that most of these measures are inadequate. Security breaches create significant business disruption, negatively impact stock performance, and are frequently resulting in the termination of company officers. We have identified cyber risk exposure through emerging technologies to be one of the top risk facing the business and industry.

We’ll help you understand the applicable regulations and identify coverage options that reduce liability risks to your organization. You can meet your compliance requirements, lower your costs and still protect your employees the way they deserve.